John Doak, you are my hero. You have not been bought by these crooked lawyers turned crooked politicians at the round house. You certainly have us Moorons’ best interest at heart. I salute you for running these bad guys out of town. I think all of Moore should do the same.
I know your hands are tied from arresting these scumbags from preying on us. However, I have an idea how you could get around those crooked lawyers and politicians.
Down along the “wind-zoned areas” of the Gulf Coast, a roofer must pull a permit to reroof. The TDI sends an engineer to inspect the work for the correct shingle application, etc. If the roof inspection fails, the homeowner can’t get a completion certificate to hand over to his insurance company.
Without this certificate, the insurance company won’t/can’t reinsure the homeowner. The homeowner has to hire the services of another roofer who can comply with the stringent “wind zone” application. No insurance, and the mortgage company forecloses on the property.
Why can’t the state insurance commissioner require a permit to be pulled by a licensed roofer? Part of the requirements for the permit is the roofer must provide your office a copy of his license, claim number and insurance carrier.
At the end of the job, the homeowner signs off on a completion certificate. The certificate is returned to your office, and you issue a notice to the insurance company that the property is eligible to be reinsured.
Your office regulates the insurance companies and you have their addresses. Any carrier not wanting to comply would not be permitted to do business in Oklahoma. Without a completion certificate, the homeowner could not renew his insurance without hiring a licensed roofer to perform the work.